Even though the holidays have been over for a while and for many people, the credit card bills have already came in. I, fortunately, am not one of these. I don't own a credit card so I have no reason to charge on one. I have decided this is why I should come with a Christmas budget for 2010.
I want to get a spreadsheet together that would include:
1. The people I specifically buy gifts for with dollar amounts.
2. Get together Christmas Card list so I can anticipate what postage would cost.
3. Estimate on baking and food costs.
I can also use this spreadsheet to mark off gifts as I purchase them through the year.
When it comes to saving money for Christmas, this is what I plan to do:
1. Collecting loose change in a jar. Right now, we only have about $9 but each little bit helps.
2. Sell unwanted items on eBay or Craigslist. The money you earn will depend on what you are selling.
3. Using SwagBucks to search the internet. Get SwagBucks and turn them in for gift cards.
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